St. Louis Workers’ Compensation Denials Lawyer
Denied Benefits? Talk to Us Today about Your Legal Rights & Options
When applying for workers’ compensation after a job-related injury or occupational disease, your employer’s insurance company must review your claim and decide whether to approve or deny your benefits. It is important to remember to follow the rules and deadlines in making your claim so as to prevent any reason for a denial. Initial claims are a primary area where insurers will look for any excuse to keep their costs low by denying or reducing your benefits.
When you are denied benefits, it is in your best interests to bring your case to The Law Offices of Justin L. Mason, LLC. We can thoroughly review your situation to determine what happened and take steps to help you reach a more favorable resolution.
Discuss your denial with a St. Louis workers’ compensation denials attorney by contacting us at (618) 441-0163 or online. Your consultation is free.
Why Has Your Claim Been Denied?
Your application can be denied for many different types of reasons.
These could include:
- You failed to notify your employer of your injury or illness within the prescribed deadline, which is 30 days
- You failed to file a claim with the Division of Workers’ Compensation within the filing deadline, which is two years
- Your injury or illness did not occur while performing work duties; for example, an injury occurring while walking to the local diner to eat on your lunch hour would not qualify
- You were under the influence of alcohol, drugs, or even prescribed medicines that impaired your ability at the time of your injury
- Your injury or illness was actually a pre-existing condition and thus not work-related
- Your condition is not covered under workers’ comp guidelines; as an example, a mental health issue such as serious anxiety
- Your injuries or illness are not serious enough to warrant benefits
- You made a claim after you were laid off or terminated
- No one witnessed your injury
- Your story about how you were injured has discrepancies or inconsistencies and thus appears unreliable
- You would not give your employer’s insurer a recorded statement of your injuries; discuss this with an attorney before you do so
It is important to remember that insurance companies will look for opportunities to deny your claim. They are more interested in keeping their costs low by paying out as little as possible than to trust injured workers. Denials can be appealed, but you will need competent legal help. Call The Law Offices of Justin L. Mason, LLC for dedicated support.
Learn your options for handling a denial by contacting us at (618) 441-0163.
“Justin and his assistant Katie were extremely patient with me. They kept me In the loop with every part of my case.”- Kiara G.
“Mr. Mason is direct and clear to the point. One of the first things he will do upon taking a case provides you immediate medical help. He goes to work without delay.”- Elissa Minner
“I was really impressed because I do not impress easily. He worked diligently on my behalf and during this whole process”- Sha